Currently serving Ontario, Canada. Other provinces coming soon.
PermitSnapshot

Terms of Service

Last updated: February 27, 2026 — Effective immediately

IMPORTANT: PLEASE READ THESE TERMS CAREFULLY

These Terms contain a Limitation of Liability clause, an Indemnification clause, and a Waiver of Class Action Rights. By using this Service, you agree to be bound by these Terms in their entirety.

1. Parties and Definitions

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," "your") and 1000144294 ONTARIO INC, a corporation incorporated under the Ontario Business Corporations Act, R.S.O. 1990, c. B.16, operating as Ontario Permit & Compliance Snapshot ("the Company," "we," "us," "our").

In these Terms:

  • "Service" means the Ontario Permit & Compliance Snapshot web application, including all AI-generated reports, resource pages, and related digital content.
  • "Report" or "Snapshot" means the AI-generated preliminary feasibility and compliance document produced by the Service.
  • "Professional" means any licensed architect, professional engineer (P.Eng.), Ontario Land Surveyor (OLS), Registered Professional Planner (RPP), Certified Engineering Technologist (CET), or other qualified individual regulated by a professional body under Ontario or federal law.
  • "Municipality" means any city, town, township, county, region, or district municipality in Ontario as defined under the Municipal Act, 2001, S.O. 2001, c. 25.

2. Nature of the Service — Informational Only

The Service provides AI-generated informational summaries intended to assist users in preliminary research and due diligence for residential construction projects in Ontario. The Service is designed as a starting point for further investigation and does not replace professional consultation.

THE SERVICE DOES NOT PROVIDE AND SHALL NOT BE CONSTRUED AS PROVIDING:

  • Legal advice or legal opinions within the meaning of the Law Society Act, R.S.O. 1990, c. L.8
  • Engineering advice within the meaning of the Professional Engineers Act, R.S.O. 1990, c. P.28
  • Architectural advice within the meaning of the Architects Act, R.S.O. 1990, c. A.26
  • Land surveying services within the meaning of the Surveyors Act, R.S.O. 1990, c. S.29
  • Professional planning opinions within the meaning of the Ontario Professional Planners Institute Act, 1994, S.O. 1994, c. Pr27
  • Building code compliance certifications under the Ontario Building Code Act, 1992, S.O. 1992, c. 23
  • Septic system design or assessment under Part 8 of the Ontario Building Code (O. Reg. 332/12)
  • Environmental assessment under the Environmental Assessment Act, R.S.O. 1990, c. E.18
  • Conservation authority permit approvals under the Conservation Authorities Act, R.S.O. 1990, c. C.27
  • Permit application sign-off, pre-approval, or any form of regulatory clearance

3. Acceptance of Terms

By accessing or using the Service, creating an account, or purchasing a Report, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Service.

If you are using the Service on behalf of a corporation, partnership, or other entity, you represent and warrant that you have the authority to bind that entity to these Terms.

4. Click-Wrap Indemnity and Attestation

Before each purchase, you are required to accept a click-wrap indemnity agreement confirming that:

  • You understand the Report is AI-generated and informational only;
  • You will verify all findings with your municipality and qualified Professionals;
  • You will not rely solely on the Report for construction, permitting, or compliance decisions;
  • You accept full responsibility for any decisions made based on the Report.

Your acceptance of the click-wrap indemnity is logged with a timestamp, your user ID, and your IP address. This record constitutes evidence of your informed consent and may be used in any dispute resolution proceedings.

5. User Responsibilities

By using the Service, you agree to:

  • Provide accurate, complete, and truthful information in the intake form;
  • Verify all Report findings with your Municipality's building department, conservation authority, and qualified Professionals before making any decisions;
  • Not rely solely on the Report for construction, permitting, zoning, or compliance decisions;
  • Not use the Service to facilitate unsafe construction practices, fraud, misrepresentation, or to bypass permit requirements;
  • Not submit confidential third-party information you do not have the right to share;
  • Comply with all applicable federal, provincial, and municipal laws and regulations.

5A. Document Upload

The Service allows you to optionally upload property-related documents (e.g., surveys, zoning certificates, permit records) to enhance Report accuracy. By uploading documents, you represent and warrant that:

  • You have the legal authority and right to share the uploaded documents;
  • The documents do not contain confidential third-party information that you are not authorized to disclose;
  • You consent to the processing of uploaded documents by AI systems for the sole purpose of generating your Report;
  • You understand that data extracted from uploaded documents by AI may still contain errors and must be independently verified;
  • "Document-Verified" labels in Reports indicate that data was extracted from your uploaded documents by AI — they do not constitute professional verification or certification;
  • Uploaded documents are stored securely and automatically deleted within thirty (30) days of upload in accordance with our data retention policy;
  • Uploaded documents are not shared with third parties and are used solely for Report generation.

6. Limitation of Liability

LIMITATION OF LIABILITY — READ CAREFULLY

6.1. TO THE MAXIMUM EXTENT PERMITTED BY THE LAWS OF THE PROVINCE OF ONTARIO AND THE FEDERAL LAWS OF CANADA APPLICABLE THEREIN, THE COMPANY, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, CONTRACTORS, AND SERVICE PROVIDERS (COLLECTIVELY, THE "RELEASED PARTIES") SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY:

  • DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES;
  • LOSS OF PROFITS, REVENUE, BUSINESS OPPORTUNITIES, GOODWILL, OR ANTICIPATED SAVINGS;
  • COST OF PROCUREMENT OF SUBSTITUTE SERVICES;
  • LOSS OR CORRUPTION OF DATA;
  • PERSONAL INJURY OR PROPERTY DAMAGE;

ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF, OR INABILITY TO USE, THE SERVICE OR ANY REPORT, REGARDLESS OF THE CAUSE OF ACTION OR THE THEORY OF LIABILITY (WHETHER IN CONTRACT, TORT INCLUDING NEGLIGENCE, STRICT LIABILITY, BREACH OF STATUTORY DUTY, OR OTHERWISE), EVEN IF THE RELEASED PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

6.2. Without limiting the generality of Section 6.1, the Released Parties shall have no liability whatsoever for damages arising from or related to:

  • Reliance on any information, data, or recommendations contained in a Report;
  • Permit denials, permit delays, or conditions imposed by any Municipality or regulatory authority;
  • Construction delays, cost overruns, change orders, or project complications;
  • Fines, penalties, stop-work orders, or enforcement actions by any governmental authority;
  • Zoning violations, by-law infractions, or non-compliance with the Ontario Building Code;
  • Conservation authority orders, permits, or enforcement under the Conservation Authorities Act;
  • Septic system failures, well contamination, or environmental damage;
  • Errors, omissions, or inaccuracies in AI-generated content;
  • Failure to identify applicable regulations, restrictions, or requirements;
  • Any decision made or action taken by you or any third party based on a Report.

6.3. Aggregate Liability Cap. IN NO EVENT SHALL THE TOTAL AGGREGATE LIABILITY OF THE RELEASED PARTIES FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THE SERVICE OR ANY REPORT EXCEED THE LESSER OF: (A) THE AMOUNT YOU ACTUALLY PAID TO THE COMPANY FOR THE SPECIFIC REPORT GIVING RISE TO THE CLAIM; OR (B) FIFTY CANADIAN DOLLARS (CAD $50.00).

6.4. Essential Basis of the Bargain. You acknowledge and agree that the limitations of liability set forth in this Section 6 are an essential element of the agreement between you and the Company, and that the Company would not provide the Service at the current price without such limitations. These limitations shall apply notwithstanding any failure of essential purpose of any limited remedy.

6.5. Ontario Consumer Protection. Nothing in these Terms is intended to exclude or limit liability that cannot be excluded or limited under the Consumer Protection Act, 2002, S.O. 2002, c. 30, Sched. A, or other mandatory provisions of Ontario law. To the extent any provision of this Section 6 is found to be unenforceable, the remaining provisions shall continue in full force and effect.

7. Indemnification

You agree to indemnify, defend, and hold harmless the Released Parties from and against any and all claims, demands, actions, suits, proceedings, damages, losses, liabilities, costs, and expenses (including reasonable legal fees on a substantial indemnity basis) arising out of or in connection with:

  • Your use of the Service or any Report;
  • Your violation of these Terms;
  • Your violation of any applicable law, regulation, or third-party right;
  • Any construction, permitting, or compliance decision made based on a Report;
  • Any claim by a third party arising from your use of or reliance on a Report;
  • Any inaccurate, incomplete, or misleading information you provide to the Service.

This indemnification obligation shall survive the termination of your account and these Terms.

8. Assumption of Risk

You expressly acknowledge and agree that:

  • Construction projects involve inherent risks, including but not limited to regulatory uncertainty, site-specific conditions, and changing requirements;
  • AI-generated content may contain errors, omissions, or outdated information despite anti-hallucination safeguards;
  • Municipal zoning by-laws, building codes, conservation authority regulations, and other requirements change frequently and may not be reflected in a Report;
  • The Service cannot account for site-specific conditions, soil conditions, environmental hazards, or other factors that require on-site professional assessment;
  • You assume all risk associated with your use of the Service and any Report.

9. No Warranty

THE SERVICE AND ALL REPORTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS, TITLE, AND NON-INFRINGEMENT.

The Company does not warrant that:

  • The Service will be uninterrupted, error-free, or secure;
  • Reports will be accurate, complete, current, or reliable;
  • Any defects in the Service will be corrected;
  • The Service will meet your specific requirements or expectations.

10. Intellectual Property

Generated Reports are licensed to you for your personal and internal business use only. The Company retains all ownership rights in the Service, report templates, AI models, algorithms, and underlying technology. You may not resell, redistribute, sublicense, or commercially exploit generated Reports without prior written consent from the Company.

You may share a Report with your own clients, contractors, or professional advisors in the ordinary course of your business, provided that the Report's disclaimers and limitations remain intact and visible.

11. Payments, HST, and Refunds

Payment is required before Report generation. All payments are processed through Stripe in Canadian dollars (CAD). Prices are inclusive of Ontario Harmonized Sales Tax (HST) at the applicable rate. The Company's HST Registration Number, if applicable, is displayed on receipts and in the website footer.

If the Report is successfully generated and delivered, it is non-refundable due to the nature of immediate digital delivery. Refunds are available only for:

  • Duplicate charges;
  • Technical failures that prevent Report delivery;
  • Circumstances described in our Refund Policy.

See our Refund Policy for complete details.

12. Prohibited Uses

You may not use the Service to:

  • Facilitate unsafe construction or building practices;
  • Commit fraud, misrepresentation, or deception;
  • Bypass, circumvent, or evade permit requirements or regulatory processes;
  • Submit false, misleading, or fraudulent information;
  • Interfere with, disrupt, or attempt to gain unauthorized access to the Service;
  • Reverse-engineer, decompile, or disassemble any part of the Service;
  • Use automated tools (bots, scrapers) to access the Service without authorization;
  • Resell or redistribute Reports without authorization.

13. Dispute Resolution

13.1. Informal Resolution. Before initiating any formal dispute resolution, you agree to first contact us at [email protected] and attempt to resolve the dispute informally for a period of at least thirty (30) days.

13.2. Governing Law. These Terms are governed by and shall be construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

13.3. Jurisdiction. Any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts of the Province of Ontario, sitting in Toronto, Ontario.

13.4. Waiver of Class Action. TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

13.5. Limitation Period. Any claim arising out of or related to these Terms or the Service must be brought within one (1) year after the cause of action accrues, or it shall be permanently barred. This limitation period applies to the fullest extent permitted by the Limitations Act, 2002, S.O. 2002, c. 24, Sched. B.

14. Termination

We may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice. Upon termination, your right to use the Service ceases immediately. Sections 6 (Limitation of Liability), 7 (Indemnification), 8 (Assumption of Risk), 9 (No Warranty), and 13 (Dispute Resolution) shall survive termination.

15. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.

16. Entire Agreement

These Terms, together with the Privacy Policy, Disclaimers, Refund Policy, and any click-wrap agreements accepted during the purchase process, constitute the entire agreement between you and the Company regarding the Service and supersede all prior agreements, representations, and understandings.

17. Changes to Terms

We may update these Terms at any time by posting the revised version on the Service. Material changes will be communicated through a prominent notice on the website or by email. Your continued use of the Service after the effective date of any changes constitutes acceptance of the updated Terms.

18. Contact Information

For questions about these Terms, please contact:

1000144294 ONTARIO INC
Operating as: Ontario Permit & Compliance Snapshot
Email: [email protected]